Terms of Service

1. Terms of Service

Welcome to Phiny.ai. By accessing or using our website or services, you agree to the following Terms of Service. Please read them carefully.

2. Acceptance of Terms

By creating an account, accessing the platform or using any feature of Phiny.ai, you confirm that you are at least 16 years old and that you agree to these terms and our Privacy Policy.

If you do not agree to these terms, please stop using the platform.

3. Description of Service

Phiny.ai provides career training tools that include role specific learning, AI based mock interviews, resume enhancement and personalized job recommendations. Features may change or improve over time.

4. User Accounts

To use certain parts of the platform, you must create an account and provide accurate and complete information.
You are responsible for:

• Keeping your account credentials secure

• All activity that occurs under your account

• Notifying us immediately of any unauthorized use

Phiny.ai is not responsible for any loss caused by unauthorized access if your credentials are shared or compromised.

5. Acceptable Use

You agree not to use the platform for any unlawful or harmful activity. This includes:

• Uploading false information or misleading content

• Attempting to interfere with platform performance or security

• Copying, distributing or modifying platform content without permission

• Using automated tools that may harm or overload the system

We may suspend or terminate access if these terms are violated.

6. Subscription and Payments

Some services may require a paid subscription. All fees are displayed at checkout.
By subscribing, you agree to:

• Provide valid payment information

• Authorize recurring payments where applicable

• Pay all charges associated with your account

Refund eligibility depends on our Refund Policy.

7. Intellectual Property

All content on Phiny.ai, including text, code, graphics, branding and tools, is owned or licensed by Phiny.ai.
Users may not copy, reproduce, distribute or reverse engineer any part of the platform without written permission.

Uploaded content such as resumes and answers remains your property. We may use this content only to provide and improve our services.

8. AI Generated Content

Phiny.ai provides insights, suggestions and assessments using AI based models.
You understand that:

• AI content may not always be accurate

• You are responsible for reviewing and validating any recommendations

• Phiny.ai is not liable for decisions made using AI generated outputs

9. Third Party Services

The platform may integrate with third party tools such as analytics providers, payment processors or external job boards.
We do not control third party services and are not responsible for their actions or policies.

10. Termination

We may suspend or terminate your account if you violate these terms or misuse the platform.
You may stop using the service at any time by deleting your account or contacting support.

11. Limitation of Liability

Phiny.ai provides all services on an as is and as available basis.
We are not liable for:

• Indirect or incidental damages

• Loss of income, career opportunities or data

• Service interruptions or technical issues

Your use of the platform is at your own discretion and risk.

12. Indemnification

You agree to indemnify and hold harmless Phiny.ai and its team from any claims that arise from your misuse of the platform or violation of these terms.

13. Changes to Terms

We may update these Terms of Service at any time. The updated version will be posted with the revised date. Continued use of the platform means you accept the updated terms.

14. Contact Us

If you have questions regarding these Terms of Service, please contact us at:
Email: support@phiny.ai